Recent Mold Remediation Posts
3 Things You Should Know About Mold and Your Insurance Policy
Mold damage caused by broken pipe in a Harrisonville, MO home
A Few Important Mold Questions and Their Answers
Mold is a common problem in many buildings. If you have noticed a fungus growth in your Harrisonville, MO home, you may be wondering what you should do about it. Will your insurance cover the costs of removal? The answer to this can vary depending on your circumstances. Here are a few important mold questions and their answers.
1. When Does Insurance Cover Mold?
In many cases, your insurance policy will not include mold, but there are some exceptions. In situations where it is clear that the growth of mold was caused by a covered peril, then the costs to remove the damage will likely be covered. This can include instances when mold is the result of leaks caused by ice buildup, damage from a broken pipe and accidents involving broken appliances. Some companies also offer added mold insurance policies for an additional price.
2. When Is Mold Not Covered?
Unfortunately, your standard homeowners insurance will more than likely exclude most mold coverage. Unless it was caused by a covered peril, you will be required to pay the costs of a mold remediation service on your own. Disasters such as floods are often not included in standard policies, so mold that is the result of a flood will not be covered. It can sometimes be difficult to receive coverage for mold if your home has a history of fungal growth.
3. How Can You Prevent Mold?
Because getting rid of a fungus growth can be costly, it is better to prevent one from occurring. You can do this by limiting the moisture in your home. Make sure to keep appliances and plumbing fixtures dry. You can lower the humidity by using exhaust fans and opening windows in kitchens and bathrooms. Always fix leaks as soon as possible and clean your home regularly.
While it is unlikely that your insurance will cover a fungus growth, this is not always the case. Be sure to read over your policy carefully so you know exactly what is included. Creating an unsuitable environment for mold in your home will help prevent the need for professional cleanup.
When water intrudes into your property, mold growth can start in as little as 48 hours. Consider the following mold facts:
*Mold is present almost everywhere, indoors and outdoors.
*Mold spores are microscopic, floating along in the air, and may enter your home through windows, doors or AC/heating systems or even hitch a ride indoors on your clothing or a pet.
*Mold spores thrive on moisture. Mold spores can quickly grow into colonies when exposed to water. These colonies may produce allergens and irritants and have the potential to cause other health effects.
*Before mold remediation can begin, any source of water or moisture must be addressed. Otherwise, the mold may return.
*Mold often produces a strong, musty odor, and that odor can lead to possible mold problem areas.
*Even higher-than-normal indoor humidity can support mold growth. Keep indoor humidity below 45 percent.
If you suspect you have any of these issues contace SERVPRO of Harrisonville/Belton/Raymore at (816) 884-2240 we are here for you 24/7/365.
"Mold Removal" vs. Remediation
What's the Difference?
Since microscopic mold spores exist naturally everywhere, indoors and outdoors, removing all mold from a home or business is impossible. Some restoration business advertise "mold removal" and even guarantee to remove all mold. This is a fallacy.
A qualified restoration company understands the science behind mold and mold growth. SERVPRO of Harrisonville/Belton/Raymore have the training and expertise to remediate the mold in your home or business. Mold remediation focuses on getting mold levels back to normal, natural levels.
Every mold damage scenario is different and requires a unique solution, but the general mold remediation process stays the same.
Step 1:Emergency contact (816) 884-2240
Step 2: Inspection and Mold Damage Assessment
Step 3: Mold Containment
Step 4: Air Filtration
Step 5: Removing Mold and Mold-Infested Materials
Step 6: Cleaning Contents and Belongings
Step 7: Restoration
Signs of Mold? Call Today (816) 844-2240
What Is Mold? An Overview
Black mold has long been regarded as the bane of property owners, and with good reason. Mold cleanup is a chore that no one wants to deal with, but of course it must be handled properly for the health of those who occupy the property. A moisture problem in the space doesn’t have to equal a mold problem though, if you understand how mold works.
Time and Space
Mold growth is fast in the right conditions. It only takes 48-72 hours for mold to become a serious problem in a damp and warm space. Standing water isn’t a requirement; mold can flourish in any indoor space with higher-than-usual humidity. For best prevention, keep your indoor humidity below 45 percent.
Signs of Mold Growth
Unseen dangers are often the worst kind. Even if you don’t see evidence of black on your walls, floors, or ceilings, you may smell it if it is present. Mold generally gives off a thick, musty odor that is fairly recognizable to most. If you smell mold but you can’t see it, you may have colonies hidden
behind drywall or under carpeting.
Tips To Handle It
There are a few things you should do immediately upon suspicion of a problem, along with a few things you should not do:
Stay out of any area where you see or smell mold. Mold can travel easily through the air and even hitch a ride on your clothing. Leave the mold cleanup to a professional who is trained in handling it.
Reduce the airflow in your space by turning off the HVAC system and fans. Keeping the mold stationary will help to mitigate the problem.
Don’t attempt to dry out the area on your own. Specialized equipment will alleviate a moisture problem more quickly and safely than you can yourself. Avoid blowing air across any surfaces that you suspect may contain mold.
Avoid touching the mold with anything, even disinfectants. Mold should be handled by a professional in order to eliminate the chance of spreading it further.
Don’t delay in calling a qualified professional to handle the problem.
You can contact SERVPRO of Harrisonville/Belton/Raymore at (816) 884-2240.